The EU is the embodiment of "moral hazard"

From today's Open Europe news summary:

UK outvoted over €7.3bn top-up to the 2013 EU budgetEU finance ministers yesterday agreed to provide an extra €7.3bn in additional funding for the 2013 annual EU budget, despite the UK, Finland and the Netherlands voting against. The UK’s share of the additional funding will be around €1bn, although this could increase further as the Commission has requested a total of €11.2bn. Chancellor George Osborne described the move as “unacceptable”, while Dutch Finance Minister Jeroen Dijsselbloem argued that it would necessitate greater cutbacks in Dutch domestic spending.
FT Euractiv NRC EU Observer Volkskrant

So, by majority vote the EU decides to spend more money and force its objecting members to pony up their share.  How can any nation that values its financial future allow itself to remain a part of such an organization?  This is a classic example of "moral hazard", whereby risks increase because others will foot all or part of the bill.  Moral hazard is institutionalized in the EU.  In other words, the EU is BASED upon moral hazard. There is no way that the EU can exist WITHOUT moral hazard.  Therefore, the EU will collapse; it is only a matter of time.